CNBC reported that purchase mortgage applications fell 7% for the week ending October 21, 2026. That is the national picture. Inside Loxahatchee, the Real Estate Data Aggregator counted 340 homes sold across ZIPs 33470 and 33412 in the three months ending August 31, 2026. That is up 17.6% from the same months in 2025. But the two ZIP codes are not behaving the same way. Where your home sits changes everything.
The Real Estate Data Aggregator put the median sale price in ZIP 33470 at $650,000 for the three months ending August 31, 2026. That is down 1.7% from the same period in 2025. Prices dipped a little here. But sales volume rose. The Real Estate Data Aggregator counted 215 homes sold in 33470, up 7.5% year over year. More homes are moving, even as the price edged down.
That 24.3% figure is up 6.5 points from a year before, according to the Real Estate Data Aggregator. Nearly 1 in 4 homes in 33470 went under contract within two weeks of listing. That is the faster-moving part of Loxahatchee right now.
ZIP 33412 carries a higher price and a different pace
The Real Estate Data Aggregator put the median sale price in ZIP 33412 at $967,500 for the three months ending August 31, 2026. That is up 11.8% from the same months in 2025. Price growth here is real and it is significant. The Real Estate Data Aggregator also counted 125 homes sold in 33412, up 40.4% year over year. Sales volume jumped sharply.
That 17% is up 8.3 points from a year ago, per the Real Estate Data Aggregator. The improvement is bigger than in 33470. But the starting share is still lower. The median days on market in 33412 was 92 days, though the Real Estate Data Aggregator noted that is 17 days shorter than the same period in 2025. Things are improving in 33412. They just move at a higher price and a slightly slower pace.
The Real Estate Data Aggregator counted 542 homes for sale across both ZIP codes combined. That is down 18.9% from a year before. Fewer choices for buyers means less competition for sellers. In 33470 alone, months of supply dropped 1.5 months to 4.8 months. In 33412, it dropped 3.8 months to 5.1 months. Both directions point the same way: tighter supply.
What national rates mean for Loxahatchee buyers
CNBC reported the average contract rate for a 30-year fixed mortgage dropped to 7.41% from 7.50% in the week ending October 21, 2026. That is still high. CNBC also reported purchase applications fell 7% for the week and were 18% lower year over year. Realtor.com reported mortgage rates climbed above 7% for the first time since January 2025. Buyers are cautious nationally. That can work in a Loxahatchee seller's favor if your price and condition are right.
Realtor.com also reported that 20.8% of listings nationally took a price cut in September 2026, the highest share since October 2022. That is not what the Real Estate Data Aggregator is showing in 33412, where prices rose 11.8%. In 33470, the dip was small at 1.7%. Loxahatchee is holding up better than the national picture suggests.
In short
- ZIP 33470 closed at $650,000 median with 24.3% of homes going under contract within two weeks.
- ZIP 33412 closed at $967,500 median with 17% doing the same.
- Both parts of Loxahatchee saw supply fall and sales rise.
- But the price gap between them is $317,500, and the pace is different.
- Which side you are on shapes your next move.
One more thing worth saying. The Real Estate Data Aggregator numbers cover whole ZIP codes. One street can read differently from the ZIP code around it. Condition, lot size, and exact location all shape what a buyer will pay and how fast they will move. The ZIP code average is the starting point, not the final word.
Your next step
Text me your address and I will send back where your Loxahatchee home sits on that $317,500 price gap, and how quickly homes near you are going under contract right now. Takes a day, costs nothing.
Where these numbers came from
- Real Estate Data Aggregator numbers for ZIPs 33470 and 33412, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: U.S. Home Prices Ticked Up 0.25% in September, Oct 20, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- CNBC: Mortgage rates drop for the first time in 2 months, but demand still falls further, Oct 21, 2026
